If you spend a lot of money on medicines, you may be able to get them cheaper or free through this scheme. Talk with your pharmacist about how to track the cost of all your medicines and get a PBS Safety Net card. Find out what medicines are covered and how to apply for the Pharmaceutical Benefits Scheme Safety Net.

The National Disability Insurance Scheme (NDIS) provides a package of financial support tailored for the needs of each person with disability. The support is designed to provide the services you need for your health and wellbeing.

Moneysmart is a website that provides practical information and tools to help you to manage your money better at all stages of your life.

Information for new migrants about managing your finances.

You may be eligible for an extra payment if you’re a young person with disability and on an income support payment.

This is a free service that helps people deal with debt. You can talk with professional financial counsellors to get advice about your finances or any problems you have with debt: call 1800 007 007.

NILS offers people on low incomes, safe and affordable access to credit. Borrow up to $2000 for essentials such as appliances or furniture, car repairs or rego, a new phone or laptop, or medical, dental or vet expenses, and up to $3000 for housing-related expenses such as bond or rent-in-advance, or for recovery from a natural disaster.

If you’re on a low income, this concession card provides cheaper healthcare and some other discounts.

Medicare is an Australian Government program that gives free or subsidised (cheaper for you) treatment from doctors and other health professionals, and in hospitals.